Car instalment calculator
Enter the car price, the down payment and the term — the calculator shows the monthly payment, the overpayment and the full schedule. It uses our terms: 0.05% per day on the balance, a down payment from 20%, early repayment with no penalty.
Calculation results
How to use the calculator
The calculation matches the one we use for the contract, so the figures here are the ones you will pay.
- Car price — in euros, as in our catalogue.
- Down payment — at least 20% of the price. It can also be your car as a trade-in.
- Term — from 1 to 60 months; the shorter it is, the higher the payment and the lower the overpayment.
- Early payments — add a date and an amount to see how much you save.
How the interest is charged
Interest is 0.05% per day and is charged only on the unpaid balance, for the actual number of days. Each payment covers the interest first and the rest reduces the debt. That is why any early payment lowers the overpayment straight away, and there is no penalty for it.
Frequently asked questions
Is this a bank loan calculator?
No. It calculates AUTOHUB instalments: we provide them ourselves, without a bank or leasing company, for cars from our stock.
What is the minimum down payment?
20% of the car price. If you have no cash for it, your car can be the down payment — we take it as a trade-in.
What term can I choose?
From 1 to 60 months. A shorter term means a higher monthly payment and less overpayment.
Can I repay early?
Yes, at any time and with no penalty. Add an early payment in the calculator to see the new schedule and how much you save.
Any questions left?
Write or call us, we will help you